FG ₦50,000 NERSI Payment: Wema Bank Payment Alerts Ongoing – How to Check Eligibility and Withdraw Your Money
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- Category: Grants
- Published on Saturday, 07 November 2026 12:30
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The Federal Government's ₦50,000 National Emergency Relief and Stabilisation Intervention (NERSI) is generating considerable interest across Nigeria, with selected beneficiaries beginning to receive payment notifications through approved financial service providers.
One of the authorised payment channels is ALAT by Wema Bank. Beneficiaries assigned to Wema Bank are being notified about their selection and can access their ₦50,000 relief support after completing the required acceptance process.
If you have been waiting for the Federal Government's ₦50,000 cash support, this update explains how Wema Bank beneficiaries can check their eligibility, accept the payment, confirm their account balance and withdraw their money.
We will also explain what to do if you have a Wema Bank account but have not received an SMS notification.
What Is the Federal Government's ₦50,000 NERSI Relief Programme?
The National Emergency Relief and Stabilisation Intervention (NERSI) is a Federal Government initiative designed to provide financial assistance to poor and vulnerable Nigerian households experiencing economic hardship.
The programme is coordinated by the Federal Ministry of Humanitarian Affairs and Poverty Reduction.
Under the intervention, selected beneficiaries receive ₦50,000 in financial assistance through approved digital financial service providers.
The initiative aims to help vulnerable households cope with rising living costs and other economic challenges.
Some important facts about the programme include:
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Grant amount: ₦50,000 per selected beneficiary.
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Programme name: National Emergency Relief and Stabilisation Intervention (NERSI).
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Coordinating ministry: Federal Ministry of Humanitarian Affairs and Poverty Reduction.
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Payment method: Mobile wallet through an approved financial service provider.
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Repayment: Not required. It is a grant, not a loan.
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Application fee: Free.
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Beneficiary selection: Based on verified national identity records and the National Social Register.
The government has also confirmed that beneficiaries must consent to receiving the support before the money is credited to their wallets.
Wema Bank ₦50,000 FG Relief Payment Alerts Ongoing
Beneficiaries assigned to ALAT by Wema Bank have started receiving notifications relating to the Federal Government's ₦50,000 relief support.
These notifications inform selected individuals that they have been chosen to receive financial assistance under the NERSI programme.
If you receive an official notification from ALAT or Wema Bank, you should carefully read the instructions and follow the steps provided to accept the support.
It is important to understand that receiving an SMS notification is the first stage of the process. You must complete the acceptance procedure before the payment can be processed.
The Federal Government has confirmed that the ₦50,000 will be credited to the beneficiary's mobile wallet after consent is provided.
Important: Having an existing Wema Bank or ALAT account does not automatically qualify you for the Federal Government's ₦50,000 relief payment. Beneficiaries are selected through the government's established screening process.
How to Check Your Eligibility for the ₦50,000 FG Relief Through Wema Bank
If you use a Wema Bank account or ALAT, you can check whether you have been selected using the designated USSD service.
You do not necessarily need to wait for an SMS before checking. The official NERSI platform provides a check-eligibility option through the approved payment providers.
Follow these steps:
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Use the mobile phone number associated with your relevant beneficiary records.
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Dial *945*23#.
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Follow the instructions displayed on your phone.
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Select the appropriate eligibility-checking option where available.
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If you have been selected, follow the instructions to accept the ₦50,000 relief support.
If you are eligible, carefully complete the consent process.
Please note that the USSD service is intended for checking eligibility and accessing the relevant payment services. Dialling the code does not guarantee that you will be selected.
How to Accept the ₦50,000 FG Relief Payment Through Wema Bank
If you receive an official SMS informing you that you have been selected for the NERSI ₦50,000 support through ALAT by Wema Bank, you need to give your consent.
Here is how the process works:
Step 1: Receive your selection SMS
You will receive a notification from your assigned payment provider informing you that you have been selected for the Federal Government's ₦50,000 relief support.
Step 2: Dial the official Wema Bank USSD code
Dial:
*945*23#
Follow the instructions provided by the service and complete the
acceptance process.
Step 3: Give your consent
You must confirm that you wish to receive the financial assistance.
The government will not process the payment without your consent.
Step 4: Your mobile wallet is opened
After accepting the offer, a mobile wallet will be created and linked to your registered phone number and National Identification Number (NIN).
Step 5: Receive your ₦50,000
The ₦50,000 support will be credited to your wallet, and you should receive a confirmation notification from your payment provider.
How to Withdraw Your ₦50,000 FG Relief Payment from Wema Bank
Once your ALAT wallet has been credited with the ₦50,000 relief support, you can access your money through the available withdrawal and transfer channels.
The Federal Government has confirmed that beneficiaries can withdraw their funds through POS agents, access the money through banks or spend directly from their wallets.
Here are the available options for Wema Bank beneficiaries.
1. Withdraw Through a POS Agent
One of the easiest ways to access your NERSI payment is through a POS agent.
Follow these steps:
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Visit a trusted POS agent.
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Ask for the agent's bank account details.
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Use your ALAT wallet to transfer the amount you wish to withdraw.
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Confirm that the transaction is successful.
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Collect your cash from the agent.
The POS agent may charge the usual withdrawal or transaction fee. Always confirm the charges before proceeding.
2. Transfer Your ₦50,000 to Another Bank Account
You can also transfer your relief payment from your ALAT wallet to your personal bank account.
This allows you to access the money through your regular banking application or other available banking channels.
You can use the official ALAT app or the designated USSD transfer service.
3. Use the Wema Bank USSD Code
Beneficiaries can use the Wema Bank USSD service to transfer their money.
To transfer funds, dial:
*945*23*Account Number*Amount#
Replace Account Number with the recipient's bank account number and Amount with the amount you wish to transfer.
For example, if you want to transfer ₦50,000, enter the recipient's account number and the amount in the appropriate positions.
Follow the instructions displayed on your phone to complete the transaction.
Make sure you verify the recipient's details before confirming any transfer.
4. Visit a Wema Bank Branch
Beneficiaries who need assistance can also visit a Wema Bank branch.
You can ask the bank's customer service representatives for guidance on accessing your ALAT wallet and transferring or withdrawing your NERSI payment.
Take along the relevant identification documents and the phone number associated with your beneficiary records.
What If You Have a Wema Bank Account But Have Not Received the ₦50,000 SMS?
If you have a Wema Bank or ALAT account but have not received a notification about the Federal Government's ₦50,000 relief payment, there is no need to panic.
The government has explained that payments and beneficiary notifications are being processed in phases.
This means that selected beneficiaries may receive their notifications at different times.
However, not everyone will qualify for the current payment phase.
Here are some things you should understand:
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Having a Wema Bank account does not automatically make you eligible.
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You cannot register yourself through Wema Bank to become a beneficiary.
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The government determines who qualifies for the support.
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You may check your eligibility using the official USSD service.
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Not receiving an SMS does not automatically mean that you have been permanently excluded.
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Nobody can guarantee your selection or speed up your payment in exchange for money.
If you are yet to receive a notification, you can dial *945*23# and follow the available instructions to check your eligibility.
The Five Approved Payment Providers for the ₦50,000 FG Relief
The Federal Government is working with five approved digital financial service providers to distribute the NERSI financial assistance.
These providers are:
| Payment provider | USSD code |
|---|---|
| ALAT by Wema Bank | 94523# |
| MoMo Payment Service Bank | 6710# |
| NairaGram | 72600# |
| OPay | 95520# |
| Moniepoint | 557327# |
An important point to understand is that beneficiaries are assigned a payment provider. You cannot choose your preferred provider or register with all five platforms to increase your chances of receiving the grant.
If you are selected, your official notification will identify the payment provider responsible for your payment.
How to Identify a Genuine Wema Bank ₦50,000 Relief Payment SMS
As interest in the Federal Government's relief programme increases, scammers may attempt to take advantage of unsuspecting Nigerians.
It is therefore important to distinguish genuine payment notifications from fraudulent messages.
According to the official NERSI guidelines, genuine notifications come from one of the five approved payment providers.
A genuine notification will provide instructions on how to accept the support.
Keep the following safety tips in mind:
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Do not pay anyone to help you receive the ₦50,000 grant.
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Never disclose your ATM PIN, wallet PIN or One-Time Password (OTP).
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Do not share your BVN with anyone claiming to facilitate your payment.
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Do not click suspicious links claiming to offer automatic NERSI registration.
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Do not submit your bank details through unofficial websites.
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Do not allow strangers to operate your phone or wallet on your behalf.
The Federal Government has confirmed that the programme is completely free. No agent, bank employee or government official can sell you a place on the beneficiary list.
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Official NERSI Website and Enquiries
For verified information about the Federal Government's ₦50,000 relief programme, beneficiaries should consult the official NERSI website.
Official NERSI Website: https://fmhapr.gov.ng/nersi/
Official NERSI Helpline: 0700-022-2222
For questions relating specifically to your ALAT wallet or Wema Bank payment, you should also contact Wema Bank through its official customer support channels.
Avoid relying on unverified social media accounts or individuals claiming to represent the Federal Government.
Frequently Asked Questions About Wema Bank ₦50,000 FG Relief Payment
1. Has Wema Bank started paying the Federal Government's ₦50,000 relief grant?
Yes. Reports of payment notifications and disbursements through ALAT by Wema Bank have emerged. However, payments are being processed in phases, and not every eligible household will receive a notification at the same time.
2. What is the Wema Bank USSD code for checking the ₦50,000 NERSI grant?
The official Wema Bank/ALAT USSD code is *945*23#. You can use the service to access the relevant NERSI eligibility and payment options.
3. Can I receive the ₦50,000 relief payment if I do not have a Wema Bank account?
Yes. Having an existing Wema Bank account is not a requirement for selection. The government works with five approved payment providers and assigns selected beneficiaries to a provider.
4. Can I register for the ₦50,000 FG relief through Wema Bank?
No. There is no public application or registration process for the NERSI relief programme. Beneficiaries are selected from verified national identity records and the National Social Register.
5. Can I withdraw the full ₦50,000 from my ALAT wallet?
Yes. You can withdraw all or part of your credited support. You can also transfer the money to another bank account or spend it directly from your wallet.
6. Do I need a smartphone to receive the Wema Bank ₦50,000 payment?
No. The official USSD service works on basic mobile phones and does not require an internet connection.
7. Is the Federal Government's ₦50,000 NERSI payment a loan?
No. It is a Federal Government cash grant for selected vulnerable households. Beneficiaries are not required to repay the money.
8. What should I do if I have not received my Wema Bank payment SMS?
You can check your eligibility by dialling *945*23# and following the available instructions. Remember that payments are being made in phases and not everyone is selected in the current round.
9. Is there a registration deadline for the Wema Bank ₦50,000 relief payment?
There is no public registration period or application deadline because the NERSI programme does not operate an open application process. Selected beneficiaries are notified directly by their assigned payment providers.
Conclusion
The Federal Government's ₦50,000 NERSI relief programme provides an important financial support opportunity for selected poor and vulnerable Nigerian households.
For beneficiaries assigned to ALAT by Wema Bank, the official USSD code is *945*23#. This service can be used to check eligibility and access the relevant payment instructions.
If you have received an official selection notification, follow the instructions carefully, give your consent and confirm that the money has entered your wallet before attempting to withdraw it.
If you are still waiting for an SMS, remember that the payment process is being carried out in phases.
Most importantly, do not pay anyone to secure the grant. The programme is free, and nobody can guarantee your selection.
For the latest verified information, always visit the official NERSI website: https://fmhapr.gov.ng/nersi/
Disclaimer: Youth Empowerment Nigeria is an independent information platform and is not affiliated with the Federal Ministry of Humanitarian Affairs and Poverty Reduction or Wema Bank. Information in this article is provided for public awareness. Always verify payment instructions through official channels.
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